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Business Savings

  • Business Banking > Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

COVID-19 Response

  • Our Community > Featured Stories

During difficult times, extending a helping hand to those in need leads to healing. Learn more about how we helped our communities throughout the COVID-19 pandemic.

BankOn Checking

  • Checking and Savings > Checking

Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.

$25K up for Grabs on Giving Hearts Day

  • 01-20-26
  • Press Release

Nominate your favorite charities for a chance to win $25,000 from Gate City Bank on Giving Hearts Day!

Debt Consolidation Loans

  • Loans > Personal Loans

With a debt consolidation loan, you may be able to pay off debt faster, save time and lower your monthly expenses. Find out how!

Merchant Services

  • Business Banking

Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.

Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Mortgage Rate Relief Program Offers Up to 1.5% Savings

  • 02-26-26
  • Press Release

Looking for lower rates or mortgage assistance? For a limited time, qualifying homebuyers can apply for our Mortgage Rate Relief program with special reduced rates.

BetterLife™ Student Loan

  • Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

My School Spirit Donates $500,000 to Local Schools

  • 03-23-26
  • Press Release

Through its My School Spirit program, Gate City Bank has donated more than $500,000 to local schools and colleges, helping fund educational programs and student support initiatives across ND and MN.