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Not always in touch with your daily account balance? We get that. We’ve worked to create a new offer: our simple BankOn Checking account. This account may keep you from accidentally overspending your account.
Whether it’s the unplanned gas fill-up or the forgotten bill, we know life happens! With a low-cost BankOn checking account, there are no overdraft fees – which may be the perfect option for you. In the event your checking account doesn’t have sufficient funds, you may prefer to simply have a transaction declined and avoid any overdraft fees.
Say goodbye to overdraft fees and hello to your new account – all at a low monthly service charge. To explore if this account makes sense for you, call 701-293-2400 or 800-423-3344, or visit any of our convenient locations.
| Most Popular | ||||
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| Totally Free1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking | |
| Open My Account | Open My Account | Open My Account | ||
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
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| Free ATMs2 |
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| Debit Card Rewards |
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| Free Custom Debit Card Designs |
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| Free Checks |
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| Early Paydays3 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
Not quite sure which account is best for you?
(By the way, we offer business checking, too!)
Gerald – Wahpeton, ND
Sebastijan – Fargo,ND
Balancing your checkbook doesn’t have to be a pain! Our user-friendly calculator makes the process simple.
Master your money with our helpful educational resources! Learn about everything from opening your first checking account to planning for retirement.
1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
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