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Competitive rates. Personalized choices. Local service, right here in ND and MN. Whatever your goals may be, let’s choose the best savings account for you!
Saving for the future is personal. That’s why we’ve worked hard to offer the best savings account options with competitive rates, customized specifically with you in mind.
And when you need us, we’ll be here. Choose to bank with us in person, at home or from anywhere on your mobile device. We also have low-to-no minimum balances and the ability to deposit, transfer or withdraw funds with ease to keep you focused on what matters most.
| Regular Savings | Relationship Savings | Money Market Savings | High Yield Savings | Coverdell Education Savings | |
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| Open My Account | Open My Account | Open My Account | |||
| Minimum to Open | $50 (waived for ages 17 and under) | $50 (waived for ages 17 and under) | $500 | $50,000 | $100 |
| Minimum to Earn APY1 | $0.01 | $0.01 | $500 | $0.01 | $100 |
| Monthly Service Charge | $5 if minimum balance falls below $200 (waived for ages 17 and under) | $5 if minimum balance falls below $100 (waived for ages 17 and under) | $10 if minimum balance falls below $500 | None | None |
| Higher Interest Rates Available |
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| Free Checks |
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| Tax-Free Interest Option2 |
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| Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Have something else in mind? Explore our business savings and CDs, too!
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features competitive interest rates and a low minimum balance.
Interested in a savings account that offers competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features a great interest rate and a modest minimum balance.
Save big. Breathe easy. Put your savings to work with our high yield savings account, featuring our best interest rates with no monthly fees.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.
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