What can we help you find?
When you bank with us, you’ll enjoy automatic ATM fee refunds anytime, anywhere! That means that the cash you work hard for is for you to use, always.
FREE, easy access to the cash you need when you need it is crucial – to you and to us. Available through any of our unique checking account options, our FREE ATM fee refund service has saved customers millions – not to mention a million headaches!
You work hard for your money – don’t let ATM fees get in the way of that! FREE ATMs are just one of the many benefits included in all our checking account options.
Whether it’s our Totally FREE Checking account or an account that generates a higher interest rate, we have the account that’s perfect for you. Let’s see which one will best help you accomplish your financial goals:
| Features | Totally Free1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
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| Get started. | Open This Account | Open This Account | Open This Account | |
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
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| Free ATMs |
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| Debit Card Rewards |
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| Free Custom Debit Card Designs |
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| Free Checks |
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| Early Paydays2 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
Alexandra K. – Minot, ND
Dustin P. – Fargo, ND
Free ATMs everywhere. No minimum balance. No monthly service charge. Discover all of the perks of Totally Free Checking – perfect for students!
Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
2 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
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