Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

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2026 Housing Market Predictions, Rates & More

  • 01-21-26
  • Press Release

With mortgage rates declining, inventory growing and affordability improving, experts expect this year’s housing market to level out after years of volatility.

Tips to Set a Household Budget – and Stick to It

  • Education Resources > Articles

Interested in learning how to set a household budget? You’re in the right place!

Empty Bowls

  • Our Community > Featured Stories

When COVID-19 threatened the survival of Empty Bowls, a charitable cause that feeds much-needed funds into a beloved Grand Forks food pantry, Gate City Bank stepped in to help.

Scott Gartner

  • Our People > Team Member Stories

Scott Gartner’s tenacious spirit and knack for efficiency have been key to bringing some of Gate City Bank’s largest initiatives to life. Keep reading to learn more!

Hospice of the Red River Valley

  • Our Community > Featured Stories

Gate City Bank provided a $16 million, low-interest line of credit with no fees to build a state-of-the-art house for Hospice of the Red River Valley!

El Way Child Care and Learning Center

  • Our Community > Featured Stories

A valued Gate City Bank business lender went above and beyond to bring a couple’s much-needed day care to life in Grand Forks, ND.

Gate City Bank Donates Over $125,000 to Local Charities

  • 02-09-23
  • Press Release

To celebrate 100 years of better banking in 2023, we gave six lucky Giving Hearts Day charities over 125,000 reasons to smile!