Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

Short-term loans with no fees or interest
Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Bold History. Bright Horizons.

About Us

Learn about Gate City Bank’s history through the decades, and see why this is only the beginning.

BetterLife™ Student Loan

Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

Benefit Interest Checking

Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Merchant Services

Business Banking

Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.

Business Checking

Business Banking

Small start-ups. Big enterprises. Local nonprofits. Our business checking accounts are customized to meet you – and your customers – wherever you are.