Our Mortgage Rate Relief Program is back, offering rates approximately 1.5% lower than current market rates to eligible homebuyers. Find out if you qualify today!

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Special Offers 
Worth Sharing.

Exclusive perks. Free gifts. Limited-time discounts. Don’t miss the latest Gate City Bank promotions and deals – before they float away!

Group of young friends in jeans and hoodies, laughing and walking to their nearest Gate City Bank location in Fargo, ND

$100 for You
and Your Friends!

Two days only! Receive $100 when you refer a friend or open a new checking account with us for the first time – exclusively April 23-24.

See Special Offer
young woman smiling and leaning out the window of her new car, purchased with a Gate City Bank auto loan in Fargo, ND

Exclusive Offer for Auto Loans.

Thinking about buying a new or used vehicle? Get rolling with no payments for 90 days and no origination fees ($130 savings) – only for a limited time!

See Special Offer
Happy young boy in a fur-lined parka, holding up a fish out on the ice in central Minnesota

It’s Off the Hook!

Dreaming of a new boat, ice house or RV? Reel in a special offer, only for a limited time.

Catch the Deal
Example of $10 Amazon.com Gift Card, available as a checking gift for a limited time with Gate City Bank

Special Gift for You!

For a limited time only, receive a $10 Amazon.com Gift Card1 when you open a new checking account with us or refer a friend.

Choose My Account
mom kissing newborn baby on the forehead, snuggled beside her husband in their new home

$250 Credit for
First-Time Homebuyers.2

Welcome home! Receive a $250 credit from Gate City Bank toward the closing costs on your first home.2

Begin Here
Young couple on sofa, smiling while comparing different CD rates and specials from Gate City Bank on a smartphone

Exclusive Offers on CD Rates.

Grow your savings faster! See our latest CD specials, and explore a wide variety of term options to help you save toward that big purchase, retirement and more.

View CD Rates
Happy hiking couple from ND, relaxing on a mountainside while their high yield savings account grows with Gate City Bank

High Yield Savings.
Zero Effort.

Save big. Breathe easy. Watch your balance climb faster with our best interest rates and no monthly fees – all with easy access to your account anytime.

See Current Rates

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1 Gate City Bank reserves the right to substitute any gift for one of similar value. Restrictions apply, see amazon.com/gc-legal.

2 This $250 credit only applies to first-time homebuyers and primary-residence purchases within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.