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Exclusive perks. Free gifts. Limited-time discounts. Don’t miss the latest Gate City Bank promotions and deals – before they float away!
Brighten up your home with competitive rates and no closing costs – only for a limited time!
Let's Roll
Dreaming of a new boat, ice house or RV? Reel in a special offer, only for a limited time.
Catch the Deal
It’s all yours! For a limited time only, receive this exclusive gift1 when you open a new checking account with us or refer a friend.
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Save more on your mortgage with interest rates up to 1.5% below today’s market rates.2 Through our partnership with FHLB Des Moines, eligible homebuyers can take advantage of this limited‑time rate relief program. See if you qualify!
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Welcome home! Receive a $250 credit from Gate City Bank toward the closing costs on your first home.3
Begin Here
Grow your savings faster! See our latest CD specials, and explore a wide variety of term options to help you save toward that big purchase, retirement and more.
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Save big. Breathe easy. Watch your balance climb faster with our best interest rates and no monthly fees – all with easy access to your account anytime.
See Current Rates1 Gate City Bank reserves the right to substitute any gift for one of similar value.
2 Mortgage Rate Relief program is available to homebuyers earning up to 80% of area median income (AMI), in partnership with the Federal Home Loan Bank (FHLB) of Des Moines, until 3:30 p.m. CT on December 31, 2026, and/or until allotted funding has been fully distributed. Program interest rates offered by FHLB Des Moines will be up to 1.5% below prevailing market rates at any given time. Actual rates may vary. All owner/occupant income must be considered when determining eligibility. Rate reduction applies only to 30-year fixed rate mortgage loans. Must be used to purchase a primary, 1-4 family residence. Other terms, conditions and qualifications may apply.
3 This $250 credit only applies to first-time homebuyers purchasing a primary residence within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.
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