two happy male friends hold phones within a city and send money online with Zelle

Send and Receive Money With Zelle®.

Zelle® is a convenient way to send money to your friends and family using our mobile app or online banking.

Download on the Apple App Store  Get it on Google Play

Mobilize Your Money With Zelle®.

No cash on hand to split the lunch tab? No problem! Need to get paid back from a friend? On it. Do it all with Zelle®, a seamless way to send and request money from your online and mobile banking account. Getting started is super easy!

How to Start Using Zelle®:

  1. Enroll or log in to bill pay.

  2. Select “Send Money With Zelle®.”

  3. Accept the terms and conditions.

  4. Select your U.S. mobile number or email address and deposit account.

That’s it! You’re ready to start sending and receiving money with Zelle®.

Log in and Enroll Today

You’ll Love That Zelle® Payments Are:

Fast

Send money to friends and family, typically in minutes.1

Safe

Send and receive money with Zelle® right from online bill pay or our mobile app.

Easy

Send money using just their email address or U.S. mobile number.2

Download Our Mobile App to Start Using Zelle® Today!

Download on the Apple App Store  Get it on Google Play

Frequently Asked Questions:

Zelle® is a great way to send money to friends, family and others – such as your personal trainer, babysitter or neighbor.

Since money is sent directly from your bank account to another person’s bank account within minutes,1 Zelle® should only be used to send money to people you know and trust. If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you shouldn’t use Zelle® to complete that transaction.

It should be noted that neither Gate City Bank nor Zelle® offers purchase protection for payments made with Zelle®. For example, if you don’t receive the item you paid for or the item is not as described and you used Zelle® to complete the transaction, there would be no purchase protection that would assist you in getting that spent money returned.

Keeping your money and information safe is our top priority. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account(s) safe.

Don’t have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

While there are sometimes limits on how much money you can send with Zelle®, there are no limits on the amount of money you can receive with Zelle®. (Note: The person sending you money might have limits set by their own financial institution. Also, limits and delivery options may vary based on how customers add contacts.)

To view any limits using the mobile app, simply navigate to “More” and “Bill Pay/Zelle®.” From there, select “Send,” choose your recipient and tap “Limits.” If you’re using a browser, navigate to “Move Money,” then choose “Zelle®” and “Send” before selecting a recipient and clicking “Limits.”

(Psst. More questions? Here is the full list of Zelle® FAQs.)

1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.

2 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

Zelle and Gate City Bank logos
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple, Inc., dontcha know. Registered in the U.S. and pretty much everywhere.

Google, Google Pay and Android are trademarks of Google, LLC.

Transaction limits may apply.

Zelle® is not currently available for use by Gate City Bank business customers.