FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

Military service member in Fargo hugs his two kids, while his wife tries to hold back tears in their home purchased with a VA loan

VA Loans & Military Banking for the Brave.

At Gate City Bank, we’re proud to stand with you, our nation’s brave service members, offering the very best in VA loans, special offers, career opportunities and community support in North Dakota and Minnesota.

Marine reuniting with his proud wife, while she laughs and holds their toddler daughter on her hip

Special Offer for Our Nation's Finest.

For a limited time only, documentation fees will be waived for veterans and those currently serving who apply for a personal loan.1

Apply Now
military mom plays with her son child at their home financed with a v.a. loan through gate city bank

$750 Offer With VA Loans Now Through December 31.

With gratitude for your service, receive up to $750 toward closing costs when you purchase or refinance a home loan.2 Financing your home with a VA loan means:

  • Options for low-to-no down payment
  • Lower monthly payments (with our competitive interest rates)
  • Easier qualifications – in case conventional financing may not be the best option for you
Contact a Lender

Patriotism With an Impact.

$80,000
Donated Since 2021 to Honor Our Heroes
30+
Veteran Causes Helped Since 2019
12
Team Members on Our Military Support Committee
Honors
ESGR Patriot, Freedom and Above & Beyond Awards

Careers for the Courageous.

At Gate City Bank, we’re beyond thankful for the privilege to back both former and active-duty military team members with amazing career opportunities. Our unwavering support of them and their loved ones has led to us earning multiple awards, including one from the U.S. Secretary of Defense.

Gate City Bank leaders & ESGR representatives pose with the bank’s Secretary of Defense Employer Support Freedom Award

We’ve Got Their Back.

We’re honored to have received the Secretary of Defense Employer Support Freedom Award, which recognizes our exceptional support of National Guard and Reserve members. This is the highest recognition given by the Department of Defense.

Read More

We’re proud to go above and beyond for military team members every day, providing them with innovative benefits such as:

  • Continued full pay during active duty and training

  • Uninterrupted benefits such as health, disability and life insurance during active duty or training

  • Two weeks of transition and relaxation time upon returning home

“Gate City Bank has been so supportive of my efforts to defend this great country. By standing behind team members who serve, the bank reduces stress for them and their families.”
gate city bank team member andy stein stands in front of bank lobby in military uniform
Andy Stein
Vice President of Information Security
“I’ve never worked for another company that takes care of its military team members the way Gate City does. This organization has been beyond a blessing in paid military leave, time off to get rest upon returning from active duty and overall support. I’m proud to serve my country, and I’m thankful to have Gate City as my employer.”
Read Bleau's Story
Bleau Hoge headshot
Bleau Hoge
LPL Financial Advisor, Gate City Investment Services

Serving Those Who Serve Us.

The support we provide for veterans and their families lives in the hearts of our team members and the passion of the bank’s commitment. It also originates from our Military Support Committee, which has helped create countless initiatives that have resulted in amazing partnerships and giveback efforts for veterans throughout North Dakota, central Minnesota and beyond.

“Gate City Bank truly makes a positive impact that leaves a lasting legacy with veterans in its communities. The bank helps many veterans and their family members receive help with anonymity, confidentiality and a stigma-free environment.”
David Francavilla headshot
Retired Colonel David Francavilla
U.S. Department of Veterans Affairs

Enhancing Soldier Support With ND Cares.

To further broaden our military support strategy, we’ve partnered with ND Cares, a statewide coalition that helps improve business collaboration on behavior health services for military veterans, families and survivors. It educates residents about potential needs and challenges faced by those who have served, creating a better way of life through engagement, gratitude and recognition.

young boy plants small American flags next to memorial bricks at Veterans Memorial Park in Grand Forks, ND

Remembering Those Who Served.

We had the privilege of donating $50,000 to honor military members everywhere through the construction of Veterans Memorial Park in Grand Forks, ND.

Learn More
a veteran sits down in his living room & smiles onward after learning about 7 financial military benefits from Gate City Bank

7 Financial Military Benefits for Service Members.

Whether you’re an active military member or a retired veteran, enhance your financial wellness by being aware of multiple well-deserved advantages.

Learn More

1 Other terms, conditions and current loan qualifications may apply. Offer valid only on personal loan applications received from November 1-30, 2025. Verification of military status will be required. Subject to credit approval.

2 Offer valid for veterans and those currently serving with new or refinanced Gate City Bank mortgage loans and subject to change without notice. Other terms and conditions may apply. Applications must be received by December 31, 2025. Verification of military status will be required. Non-transferable and may not be combined with other offers. Credit may be reduced in certain cases to meet minimum borrower contribution requirements of certain loan programs.

Welcome to Better Banking.

Debit card rewards. 24/7 mobile and online banking. And so much more. Let’s get you started with an account, personalized for you!

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