Use a Lump Sum to Pay Down Debt Calculator

If you have some extra cash on hand, using it to pay down debt could be one of the smartest financial moves you make. Whether it’s an extra mortgage payment or additional funds toward your auto loan, you’ll save on interest and reduce your balance faster. By paying off your loan sooner, you’ll keep more money in your pocket down the road. Want to see how much you could save? Use our handy calculator and find out.

Relaxed Gen Z woman with earbuds and black rimmed glasses, applying for a debt consolidation loan on her phone in Fargo, ND

Streamline Your Finances With a Debt Consolidation Loan.

Pay off debt faster, lower monthly expenses and keep your finances on track with a debt consolidation loan – personalized to fit your needs.

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Estimated read time: 5 minutes

5 Ways to Consolidate Debt & Take Charge of Your Finances

From merging multiple balances into a single loan to leveraging your home’s equity, we’ve assembled five basic ways to consolidate debt and improve your financial wellness.