Have multiple loans or credit cards? Simplify your finances, and consolidate your balances with one easy payment.
By combining multiple higher-rate balances, you may be able to:
At Gate City Bank, we know debt consolidation isn’t one-size-fits-all. Depending on your goals, we can help you understand all of your personalized options – and consolidate your debt in a way that works best for you.
Locally approved. Locally financed. Locally serviced. Whenever you have questions, we’re right down the street.
Talk with a lender near you, and ask about today’s rates!
You’ve found a personal loan that really is personal. Our experienced lenders offer a variety of flexible terms to fit your goals.
By having a personal loan and a checking account at Gate City Bank, you may also qualify for a 1% discount, just by setting up automatic payments.
– Talia K., Fargo, ND
Wondering how much you may be able to save and reduce your monthly expenses? Use the handy calculator below to estimate your monthly payment.
From merging balances into one loan to using your home’s equity, check out five simple ways to consolidate debt and help keep your finances on track.
Have you ever considered borrowing against your home to cover another expense? With our home equity loans, you can easily do a remodel, go on vacation, consolidate debt and more – all at a competitive fixed interest rate.
Need quick access to cash? Our revolving home equity line of credit gives you the flexibility to cover expenses. So go ahead: landscape the yard, consolidate debt and more – all with an interest rate that’s lower than most credit cards.
Looking for fast and flexible funds without being burdened by the higher interest rates that come with most credit cards? We’ve got you covered. Your dreams for tomorrow are within reach today with a line of credit.
Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!