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Sign Up!Your next adventure is around the bend! Get cruising with no payments for 90 days and no origination fees ($130 savings) – only for a limited time.2
Apply HereOur team of lenders is here to help map your auto loan journey with competitive rates, excellent service and a process that’s super quick and easy. You can drive off the lot in as little as a day3 with these sweet perks in your back seat:
Start your engines! Better road trips are just around the bend.
Whether it’s on the ice, water or open road, we’ve got the keys to your next adventure.
With the 1% discount you can receive on your loan with automatic payments and a Gate City Bank checking account, you can bring a friend on your next road trip – and you can pick up the snacks!
A classic line of credit is a flexible way to access money as needed. You’ll enjoy competitive rates to keep you on the move!
1 Rates as low as 5.35% APR (annual percentage rate) for auto loan terms of up to 36 months for vehicles age 2015 or newer, along with an automatic payment plan using a Gate City Bank checking account. Qualifications for advertised APR include a minimum credit score of 760 and LTV (loan-to-value) of 90% or less. Offer not valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $25,000 auto loan at a 5.35% interest rate for 36 monthly payments of $753.21 will have a 5.35% APR.
2 Offers available on applications received April 1 – May 31, 2025. No payment for the first 90 days and no origination fees available only on new or used auto purchase or external refinance auto loan applications. Interest will accrue during the 90-day introductory period. Other terms, conditions and qualifications may apply. Offer not valid on refinances for existing Gate City Bank auto loans.
3 Subject to application and collateral approval.