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Sign Up!Your next adventure is around the bend! Get cruising with no payments for 90 days and no origination fees ($130 savings) – only for a limited time.2
Apply HereOur team of lenders is here to help map your auto loan journey with competitive rates, excellent service and a process that’s super quick and easy. You can drive off the lot in as little as a day3 with these sweet perks in your back seat:
Start your engines! Better road trips are just around the bend.
Whether it’s on the ice, water or open road, we’ve got the keys to your next adventure.
With the 1% discount you can receive on your loan with automatic payments and a Gate City Bank checking account, you can bring a friend on your next road trip – and you can pick up the snacks!
A classic line of credit is a flexible way to access money as needed. You’ll enjoy competitive rates to keep you on the move!
1 Rates as low as 4.49% APR (annual percentage rate) for auto loan terms of up to 36 months for vehicles age 2015 or newer, along with an automatic payment plan using a Gate City Bank checking account. Qualifications for advertised APR include a minimum credit score of 760 and LTV (loan-to-value) of 90% or less. Offer not valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $25,000 auto loan at a 4.49% interest rate for 36 monthly payments of $743.56 will have a 4.49% APR.
2 No payment for the first 90 days only on new or used auto purchase or external refinance auto loan applications. Interest will accrue during the 90-day introductory period. Offers available on applications received April 1 – May 31, 2025. Other terms, conditions and qualifications may apply.
3 Subject to application and collateral approval.