Loans

Mortgage Loans

Personal Loans

Home Equity Loans

Loving mom touches noses with her preschool age daughter in a new kitchen, thanks to a Gate City Bank home loan in Fargo, ND

Home Loans

From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

dad with messy hair kneels beside a blue-eyed toddler, holding her hands as she takes her first steps in their new home

$500 Credit for First-Time Homebuyers

Welcome home! Receive a $500 credit toward the closing costs on your first home.1

three excited women in sunglasses sitting in a new car, embarking on a road trip thanks to Gate City Bank personal loans

Personal Loans

Drive home that perfect car, take out the boat, get away in your ice house or plan the other escape you’ve been dreaming of! You’ll experience competitive rates, flexible terms and thoughtful lenders who guide you every step of the way.

Smiling brunette with long braids, reading the easy steps to consolidate her student loans with Gate City Bank on her phone

BetterLife™ Student Loan

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

1 This $500 credit only applies to first-time homebuyers and primary-residence purchases within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account and at least $500 in a Gate City Bank savings account (to be used for the down payment or closing costs). Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing. Uffda!