When will the bank refund my ATM fee?

Good question! Effective January 1, 2025: Personal account customers receive up to $250 in automatic fee refunds at out-of-network ATMs per year. These fees are automatically refunded immediately following the posting of the ATM transaction to your account. 

As a personal or business customer, you can also enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Please see our Schedule of Fees for details.