What is remote deposit capture?

With remote deposit capture, you have the convenience of making deposits on your time schedule. You no longer need to drive to the bank!

You bet! Whether you’re registered for our remote deposit capture service or not, you can still make deposits by whichever method is most convenient for you.

Simply contact one of our knowledgeable treasury management consultants to enroll in remote deposit capture. They’d be happy to assist you with initial set up and training!

If you or your business would like assistance getting started with remote deposit capture, a member of our treasury management consulting team can help! Training details will depend on the location and the needs of the business. Contact us for more information.

The day a deposit shows up in your account largely depends on how it’s deposited:

• In person: When made during regular business hours, deposits will often show up in your account right away. However, there are certain cases where the wait time may vary.
  • For example, if you’ve deposited over $5,525 in checks in one day, the remaining funds could take up to seven business days to show up.
• Mobile deposit: As long as your deposit is under the $5,000 limit, once it has been accepted, funds are generally reflected in your account within one business day.
• Domestic direct deposit: Funds are typically available the same day we receive them.
• Night drop: Any deposit made using the night drop after business hours will typically be completed at the beginning of the next business day (unless it’s a holiday).
• Business remote deposit capture: These deposits typically post to an account within one business day.

If you have questions about when your deposit will post to your account, please contact us. We will be happy to assist you!