Can I opt out of Payday Your Way?

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.¹

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

If you have questions, please contact us and a team member will be happy to help you!

Mobile wallet transactions may be used in stores, within apps or on the web. For in-person transactions (in a store, for example), simply:

1. Open the mobile wallet app and verify the transaction by using the options compatible with the mobile device:
   • Facial recognition
   • Fingerprint ID scanner

   • Your passcode (used to secure the device)

2. Tap the phone to the card reader (Apple Pay/Google Pay/Samsung Pay) or hold the top of the phone a few centimeters beside the magnetic stripe reader. When the transaction is complete, your mobile device will display "Done," and a checkmark will display on the device.