Can I opt out of Payday Your Way?

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.¹

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

If you have questions, please contact us and a team member will be happy to help you!

We make the process simple! If you’re a non-U.S. resident, visit any Gate City Bank location near you to open your checking account. Please plan to provide:

• Two forms of identification, including:
  • U.S. government-issued photo ID, such as a driver’s license or state ID card
  • Visa
• Your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Proof of address, such as a recent utility bill or paystub
• Opening deposit to fund your new account

Stop in today, and our friendly experts will guide you through the entire process start to finish!