Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

Mutual Bank

Definition

Mutual banks are owned by their depositors and not shareholders. At Gate City Bank, this means we can focus on giving back through philanthropic giving, volunteerism and community partnerships that strengthen our neighborhoods and relationships. We‘re committed to creating a better way of life for our customers, communities and team members.