Skip to main content

Locations
Select a Location

City, State or Zip

Or use my current location

Clear my location

About Us
Careers
Help
Contact

Checking and Savings
- Savings
- CDs
- Student Banking
- IRAs
- Rates
- Business Checking
- Business Savings & CDs
Don’t miss our latest deals and offers, all wrapped up for you to enjoy. See special promotions.
Loans
Come see for yourself why we’re the #1 mortgage lender in ND. Let’s get moving.
Business
- Credit Cards
- Business Bankers
Growing your business is our business. From simple loans to smart treasury management, meet with a business banker today!
Insurance
Protect what matters most with insurance options, personalized just for you. Request a free quote.
Investment Services
- Business Retirement Plans
- Wealth Management Resources
Not quite sure if you’re on track with your financial goals? Try our free retirement calculators and more.

Whether you’re thinking about saving for college or retirement, request a free 30-minute consultation. Contact an advisor today!
Our Community
From alpha to zulu, we’re proud to serve our nation’s finest. Explore VA loans and more.

Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN. See city programs.
Financial Education
- Glossary
Want to calculate a car payment, plan for retirement or compare the cost of buying vs. renting? Try our free calculators.

Welcome to expert advice, quick budgeting resources and so much more. View helpful tips for homeownership.

See All Locations

Select a Branch

City, state, or ZIP

Or, use my current location

Clear my location

About Us
Careers
Help
Contact

Online Banking

Username

Password

Sign Up!

Forgot Password?
Forgot Username?
Help

Forgot Password?
Forgot Username?
Help

What can we help you find?

Loading results.

Commonly Asked Questions

How do I find my account information on a check?
What is the bank’s routing number?
How do I sign up for online banking?

Education Resources
Glossary

Insufficient Funds

Definition

When a depositor’s checking account balance is inadequate to pay a check presented for payment.

Related:

Kiting
Float
Overdraft
Overdraw

Welcome to Better Banking.

Debit card rewards. 24/7 mobile and online banking. And so much more. Let’s get you started with an account, personalized for you!

Open Checking Account

Ope, thanks for stopping by!

By following this link, you’re leaving GateCity.Bank to visit an external site. While this site has been known for being completely safe, please know that we’re ultimately not responsible for its content.

Got It, Let's Go Return to GateCity.Bank

Oh, hello there!

Friendly reminder: Please don’t share Social Security numbers, account numbers, credit card numbers or passwords via email. If you need to share sensitive information, give us a call instead at 701-293-2400 or 800-423-3344.

Alright, let’s get you going!

Email Us Return to Gate City Bank

Select a Loan Type:

Home Loan

can help with mortgages, refinances and other home-related loans.

Apply for a Home Loan

Personal Loan

is ready to assist you with all things personal lending. Let’s get you going!

Apply for a Personal Loan

Interested in a Home Equity Loan or Line of Credit?

We're here to help! Apply online or contact directly.

701-293-2400
800-423-3344

Routing #: 291370918
Contact Us

Facebook
@GateCityBank
LinkedIn
YouTube
Instagram

About Us
Careers
News
Rates
Locations

Privacy
Digital Privacy
Agreements
Security and Fraud
Accessibility

©2024 Gate City Bank. All Rights Reserved.
Member FDIC