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Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

Capital Ratio

Definition

Capital ratio compares a financial institution’s funds with the amount of risk it has taken on, in an effort to measure financial health and the ability to withstand unexpected losses. It’s calculated by dividing current assets by current liabilities.

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