Extended Hours: Only April 22 & 23!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Jamestown, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Devils Lake, Hettinger, Mohall, St. Cloud
  • 4:30 p.m.: Carrington
  • 4:00 p.m.: Mayville, Park River

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

The Benefits of Compounding

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the principal and when the interest that has also been added earns interest. You will see your account balance grow more quickly with accounts that pay interest more frequently. The "Annual Percentage Yield" or APY is the effective annual rate of return once the effect of compounding interest is factored in.