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Wondering where your money is going each month? The Gate City Bank app makes it easy to get a quick snapshot of your spending without sorting through transactions one by one.
Key Takeaways
Reviewing your spending habits is one of the easiest ways to take control of your finances. It only takes a few minutes, but the insight can help you create healthier money habits that can last the rest of your life.
Whether you're saving for a trip, paying down debt or just trying to stick to a budget, seeing your spending in one place can help you make more informed decisions. Instead of guessing where your paycheck went, you can quickly spot trends, monitor spending categories and stay on top of your financial behaviors.
The best part? The information is already available in your Gate City Bank app, making it easy to check in on your finances anytime, anywhere.
Spot spending patterns.
You may find you’re spending more on dining out, subscriptions or online shopping than you realized.
Find opportunities to save.
A quick review can highlight expenses you could reduce or eliminate to free up money for other goals.
Build better habits.
Seeing where your money goes can help you make more intentional spending decisions.
Reduce financial stress.
Knowing where you stand financially can make budgeting and planning feel less overwhelming.
Stay on track with goals.
Whether you’re saving for a car, home, travel or emergency fund, understanding your spending can help you reach those goals faster.
When you want a quick way to better understand your finances, the Spending tab in the Gate City Bank app can help.
Don’t have the Gate City Bank mobile app? Learn about the benefits and how to download it here.
Get AppThis tool can be a great way to build healthy money habits, since regularly checking your spending can help you spot opportunities to save, avoid overspending and stay on track with your financial goals.
To get started:
The Spending tab (on the left) will automatically show up on your screen. This tool gives you an at-a-glance view of how you’re spending your money, with a pie chart and listed categories broken out by topics such as entertainment, shopping, utilities and groceries. It will even show you your recurring expenses.
Take a closer look at your spending.
To see what you’re spending in each category, tap the category in the list, then select View Transactions in the center of the pie chart.
Choose which accounts you want to review.
To display expenses from one account or a few accounts only (which can be helpful if you have joint accounts with your kids), select the inverted triangle of lines next to Spending, and choose the accounts you want included.
Make sure your spending categories are correct.
Sometimes expenses are put into an incorrect category. To fix this:
Link your credit cards for a more comprehensive view of your spending habits.
If you also use credit cards and you want to track your spending across accounts, you can link your credit cards to your Gate City Bank account in online banking. To do this, go to GateCity.Bank, then log in to your account, click Get Started under LinkExternalAccounts on the right of your screen and follow the prompts. Our financial wellness tool is designed to show your spending habits from your Gate City Bank and linked external accounts.
Bottom line: People often think they know where their money goes each month, but small purchases and recurring expenses can add up quickly. Reviewing your spending habits helps turn assumptions into facts.
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