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Destined to achieve something better? We get that. Our user-friendly money market savings account earns competitive interest and features a modest minimum balance.
Put your savings to work with a higher interest rate and enjoy easy depositing, transferring and withdrawing with money market savings. Complete with a modest minimum balance and a competitive interest rate, this account makes saving (and earning interest) simple.
| Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate0.35% | Annual Percentage Yield (APY)0.35% | Minimum to Open$500 | Minimum to Earn APY$500 - $24,999.99 |
| Interest Rate0.35% | Annual Percentage Yield (APY)0.35% | Minimum to Open$500 | Minimum to Earn APY$25,000 - $99,999.99 |
| Interest Rate0.50% | Annual Percentage Yield (APY)0.50% | Minimum to Open$500 | Minimum to Earn APY$100,000 - $249,999.99 |
| Interest Rate1.00% | Annual Percentage Yield (APY)1.00% | Minimum to Open$500 | Minimum to Earn APY$250,000 - $499,999.99 |
| Interest Rate1.99% | Annual Percentage Yield (APY)2.00% | Minimum to Open$500 | Minimum to Earn APY$500,000 - $999,999.99 |
| Interest Rate2.48% | Annual Percentage Yield (APY)2.50% | Minimum to Open$500 | Minimum to Earn APY$1,000,000+ |
| Features | Regular Savings | Relationship Savings | Money Market Savings | High Yield Savings | Coverdell Education Savings |
|---|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | ||
| Minimum to Open | $50 | $50 | $500 | $50,000 | $100 |
| Minimum to Earn APY1 | $200 | $100 | $500 | None | $100 |
| Monthly Service Charge | $5 if balance is less than $200 | $5 if balance is less than $100 | $10 if balance is less than $500 | None | None |
| Higher Interest Rates Available |
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| Tax-Free Interest Option2 |
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| Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Save big. Breathe easy. Put your savings to work with our high yield savings account, featuring our best interest rates with no monthly fees.
Saving for post-secondary schooling? Our Coverdell Education Savings account features tax-free interest and a low minimum balance.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.
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