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Save big. Breathe easy. Watch your balance climb faster with our best interest rates and no monthly fees – all with easy access to your account anytime.
Complete with no fees and our highest interest rates, our high yield savings account may be the perfect way to sit back and put your savings to work. To learn more or set up your account, stop by any of our convenient locations or contact us today!
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate3.70% | Annual Percentage Yield (APY)3.75% | Minimum Balance to Open$50,000 | Minimum to Earn APY$50,000 |
| Interest Rate0.35% | Annual Percentage Yield (APY)0.35% | Minimum Balance to Open$50,000 | Minimum to Earn APY< $50,000 |
| Features | Regular Savings | Relationship Savings | Money Market Savings | High Yield Savings | Coverdell Education Savings |
|---|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | ||
| Minimum to Open | $50 | $50 | $500 | $50,000 | $100 |
| Minimum to Earn APY1 | $200 | $100 | $500 | None | $100 |
| Monthly Service Charge | $5 if balance is less than $200 | $5 if balance is less than $100 | $10 if balance is less than $500 | None | None |
| Higher Interest Rates Available |
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| Tax-Free Interest Option2 |
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| Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Saving for post-secondary schooling? Our Coverdell Education Savings account features tax-free interest and a low minimum balance.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See fee schedule for details.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.
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