Millennial couple smiling over coffee while camping together in central Minnesota

Minnesota Nice.
Worldwide Perks.

Free ATMs.1 Debit card rewards. So much more. When it comes to better banking, it’s just the beginning.

Benefits in Your Back Pocket.

Debit Card Rewards

Travel. Cash back. Gift cards.
It's totally free to earn rewards!

Mobile Banking

Enjoy 24/7 banking and mobile deposit at your fingertips.

Early Paydays2

Get paid up to two days early with direct deposit.

Online Banking

Check your balance, pay bills and more from virtually anywhere.

1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal checking customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year with a Preferred Perks or Premium Interest Checking account or up to $150 in automatic fee refunds with a Totally Free Checking or BankOn Checking account.

2 Your direct deposit will generally be accessible the same day we receive it, up to two days early.