charity volunteers handle donated clothes after signing up for nonprofit interest checking

Be the Change With Nonprofit Interest Checking

You have a heart to give, and your organization’s passion for inspiring a better world is why we created our Nonprofit Interest Checking account in the first place. We’ll take care of you while you take care of the world.

Get Started

Making a Difference Just Got Easier.

You’ve put time, sweat and tears into building your nonprofit, so we did the same with our Nonprofit Interest Checking account! It’s perfectly designed with you and your mission in mind. With a minimum opening deposit of only $50, it features:

  • A Competitive Interest Rate

  • No Minimum Balance

  • No Monthly Service Charge

    Up to 1,000 free monthly transaction items and $10,000 in deposits per month.1

Nonprofit Interest Checking Account Rates2

Accurate as of Tuesday, December 24, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.01% Annual Percentage Yield (APY)0.01% Minimum to Open$50 Minimum to Earn APY$0

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank checking accounts come with exclusive benefits of better banking, including:
  • Seamless online and mobile experiences
  • Instant debit cards (with FREE custom design options)
  • Debit card rewards
  • 24/7 fraud monitoring
  • Customized add-on services
Contact a business banking team member to learn more!
Features Simply Business Checking Complete Business Checking Nonprofit Interest Checking
Minimum to Open $50 $50 $50
Monthly Service Charge None $15 None
Competitive Interest Rate Available Not Included. Not Included. Included.
Eligible for Earnings Credit Not Included. Included. Not Included.
Learn more. Account Details Account Details Account Details
  • Simply Business Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details
  • Complete Business Checking

    • Minimum to Open $50
    • Monthly Service Charge $15
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Included.
    • Account Details
  • Nonprofit Interest Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details
female business owner assists customers after obtaining Gate City Bank business account

Our Business Is Helping Yours Grow.

So you’re wanting to open a business account with us – good! We’ve made the process incredibly easy. Learn what you’ll need to easily get set up, and get right back to business.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Bank on Us to Serve You.

Your business is one of a kind and tailored to meet the needs of your customers. Your banking experience should be unique, as well! Enjoy better business banking with us.

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

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Business Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

confident burly bicycle repairman uses laptop in shop to enjoy simply business checking

Simply Business Checking

As a business owner focused on growing your venture, you deserve a no-hassle checking account that’s easy – and free! Featuring no minimum balance, our Simply Business Checking account is the right fit for any business with fewer than 1,000 transactions per month.

excited businesswoman with complete business checking holds tablet in high rise  office

Complete Business Checking

As a business owner, you’ve worked tirelessly to grow your venture into what it is today. Put your hard-earned deposits to work to offset fees! Designed to meet the complex banking needs of businesses, our Complete Business Checking account will help you conveniently build earnings based on your average collected balance.

1 Oh, hey! Just so ya know, after you’ve reached 1,000 transaction items, there will be a charge of $0.25 per item from that point on. Also, there will be a charge of $1.50 for every $1,000 that goes over $10,000 for deposited currency.

2 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.