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At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

Middle-aged man holding his glasses in one hand, admiring his new home being built with a Gate City Bank construction loan in Minnesota
Estimated read time: 4 minutes

Construction Loans: 5 Best Financing Options

From rate locks to lot loans, explore solutions tailored to your needs! Learn more about flexible construction loan options to fit your blueprints and your budget.

a toddler blows bubbles with her parents in the woods of Minnesota while on a road trip adventure in their family car
Estimated read time: 3 minutes

Credit Life and Disability Insurance: How It Works

Credit and life and disability insurance can cover your personal loan payments in the event of illness, disability, an accident or death.

a happy couple snuggles up on a couch with a laptop after learning about easy ways to save money faster from Gate City Bank
Estimated read time: 4 minutes

9 Easy Ways to Save Money Faster

If you’re looking to grow your savings faster, we’ve got you covered with nine basic tips!

woman with white shirt sits in the car she bought after reading Gate City Bank’s steps for buying a car from a private seller
Estimated read time: 7 minutes

9 Steps for Buying a Car From a Private Seller

When buying a car from a private seller, it’s important to be prepared. These nine simple steps will help make the process smooth and stress-free.