Three excited Giving Hearts Day winners from Haven, celebrating and holding a $25,000 check from Gate City Bank in Fargo, ND

Over $217K in Giving Hearts Day Donations and Surprises!

We proudly donated more than $217,000 to Giving Hearts Day charities in our communities! Meet our lucky $25,000 winner, and learn more about other causes we proudly supported this year.

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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two young women wearing aviator sunglasses, blowing bubbles on a park bench in Fargo, ND

Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Students learn hands on at St. Monica’s Montessori in Fargo, ND, thanks to Gate City Bank’s help during a child care shortage

Investing $10M to Alleviate a Child Care Shortage

Learn more about how we’ve invested $10 million through our BetterLife™ Child Care Business Loan to meet essential daycare needs in our communities.  

are cds worth it

CDs

With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

a happy couple washes dishes in their newly remodeled kitchen after learning about home improvements with the best return on investment (ROI) from Gate City Bank
Estimated read time: 8 minutes

10 Home Improvements With the Best Return on Investment (ROI)

Discover the top home improvements that boost resale value! From kitchen and bath remodels to extra storage and more, enjoy upgrades today that pay off big tomorrow.

a dad carries his son on his shoulders and smiles with his wife after learning the benefits of buying vs building a house
Estimated read time: 5 minutes

Buying vs. Building a House: 7 Things to Keep in Mind

Discover whether buying or building a home may be right for you! Explore key points to help guide your decision.

a young woman holding a phone and debit card smiles at her desk after learning about debit card benefits from Gate City Bank
Estimated read time: 3 minutes

5 Debit Card Benefits You’ll Love

From enjoying convenience and security to easily accessing cash and rewards, explore the benefits of using a debit card over other forms of payment!

a couple holds hands inside the frame of a future home after learning steps for building your dream home from Gate City Bank
Estimated read time: 5 minutes

7 Steps for Building Your Dream Home

Discover seven essential steps for building your dream home and turning your vision into a reality!