All locations will be closed on Thursday, November 27, in observance of Thanksgiving. Have a wonderful holiday!

Young lady from Minnesota holding her Gate City Bank debit card while shopping on her computer for black Friday deals

Holiday Deals.
Cheerful Perks!

Pay with confidence and convenience when you use your Gate City Bank debit card for all your holiday shopping.

Learn More

What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

A young woman sits by a Christmas tree, using her debit card to save money while holiday shopping
Estimated read time: 2 minutes

Use Your Debit Card to Save Money While Holiday Shopping

Want to stretch your holiday budget? Use your Gate City Bank debit card instead of a credit card to avoid fees, earn rewards and remember your financial goals.

Local Minnesota student driving her first after getting an auto loan from Gate City Bank.
Estimated read time: 2 minutes

4 Tips for First-Time Car Buyers

Knowing where to start when buying your first car can be tricky. From quick pre-approvals to test drives, we’ll help you get going in the right direction.

Teenage girl driving her first car with her dad after getting an auto loan from Gate City Bank.
Estimated read time: 3 minutes

Buying Your Teen’s First Car: 5 Steps to a Smooth Ride

Buying a car for your newest driver is an exciting time, but it can also come with many questions. Here are five steps to help you and your teen find the perfect ride.

A little boy and his father play at a park in rural Minnesota after visiting their local Gate City Bank
Estimated read time: 4 minutes

Bank Like a Local: The Benefits of Mutual Banking.

Explore the impact of banking mutual with Gate City Bank, where being a mutual bank means we can make a difference with giving back.